Motor vehicle accident prevention course
Insurance discount for drivers 55 and older
Overseen by Maine Department of Public Safety, Bureau of Highway Safety
- What it does
Maine insurers must give a premium discount for three years when the principal operator is 55 or older and completes a motor vehicle accident prevention course approved by the Bureau of Highway Safety.
What the source says
“for a 3-year period when the principal operator of the covered vehicle is an insured 55 years of age or older who successfully completes a motor vehicle accident prevention course approved by the Department of Public Safety, Bureau of Highway Safety.”
Maine Revised Statutes Title 24-A, §2902-G: Discounted premiums for older drivers, read October 7, 2026
- Taking it online
The Bureau of Highway Safety has approved online and classroom driver improvement courses for drivers who need the insurance discount.
What the source says
“The Maine Bureau of Highway Safety has approved the following online and classroom driver improvement courses for satisfying the requirement for students needing insurance discount or three-point credit on their Maine driving record.”
Driving Dynamics - Maine Bureau of Highway Safety, read October 7, 2026
- Certificate
An organization offering an approved course issues a certificate to a person who successfully completes it.
What the source says
“An organization offering an approved motor vehicle accident prevention course used to qualify for the premium discount required by subsection 1 shall issue a certificate to a person who successfully completes the course.”
Maine Revised Statutes Title 24-A, §2902-G: Discounted premiums for older drivers, read October 7, 2026