Accident (collision) prevention course for drivers 55 and older
Overseen by Washington State Department of Licensing
- Age
Washington requires personal automobile insurance rates to give an appropriate premium reduction, for two years, to insureds 55 and older who complete an accident prevention course of at least eight hours that meets the Department of Licensing's criteria.
What the source says
“shall provide for an appropriate reduction in premium charges except for underinsured motorist coverage for those insureds who are 55 years of age and older, for a two-year period after successfully completing a motor vehicle accident prevention course meeting the criteria of the department of licensing with a minimum of eight hours”
RCW 48.19.460, Automobile insurance - Premium reductions for older insureds completing accident prevention course, read October 7, 2026
- Course length
Courses must be at least 8 hours long.
What the source says
“Courses must be a minimum of 8 hours in length.”
Driving safety for seniors - Washington State Department of Licensing, read October 7, 2026
- Taking it online
An eight-hour course may be offered by an alternative delivery method, which may include internet, video or other technology-based delivery.
What the source says
“An eight-hour course meeting the criteria of the department of licensing may be offered via an alternative delivery method of instruction, which may include internet, video, or other technology-based delivery methods.”
RCW 48.19.460, Automobile insurance - Premium reductions for older insureds completing accident prevention course, read October 7, 2026
The Department of Licensing says many of the approved courses are offered online and can be completed from home.
What the source says
“Many of our courses are offered online and can be completed from the comfort of your home.”
Driving safety for seniors - Washington State Department of Licensing, read October 7, 2026