Motor vehicle accident prevention course
Insurance rate reduction for drivers 55 and older
Overseen by Alaska Department of Administration (Division of Motor Vehicles)
- What it does
The reduced rate may not last longer than three years after the driver's most recent completed accident prevention course.
What the source says
“The reduced rate provided for an operator under (a) of this section may not extend beyond three years after the last day of the operator's most recently successfully completed motor vehicle accident prevention course”
Alaska Statutes 21.96.025, Motor vehicle insurance rate reductions, read October 7, 2026
- Age
Alaska law requires insurers to give an appropriate premium reduction on a personal motor vehicle liability policy when the principal operator is 55 or older, asks for it at renewal and meets the other conditions in the statute.
What the source says
“An insurer shall provide an appropriate reduction in the premium charged for a personal motor vehicle liability insurance policy when the principal operator of the motor vehicle covered by the insurance policy (1) is 55 years of age or older; (2) at renewal requests the insurer to provide the reduction;”
Alaska Statutes 21.96.025, Motor vehicle insurance rate reductions, read October 7, 2026
- Who approves it
The commissioner may approve driver education courses intended to prevent motor vehicle accidents and promote safe driving practices for this purpose.
What the source says
“For the purposes of AS 21.96.025(a)(4), the commissioner may approve driver education courses intended to prevent motor vehicle accidents and promote safe driving practices.”
Alaska Statutes 28.05.035, Approval of accident prevention courses, read October 7, 2026