Motor Vehicle Accident Prevention Course
Insurance premium reduction for drivers over 55
Overseen by Tennessee Department of Safety and Homeland Security (TDOSHS)
- Who can take it
Drivers over 55 who complete a motor vehicle accident prevention course approved by the Department of Safety qualify for a reduction in automobile liability insurance premiums.
What the source says
“Drivers over the age of 55 who successfully complete a motor vehicle accident prevention course approved by the Department of Safety shall qualify for a reduction of premiums for automobile liability insurance.”
- Course length
The course is a classroom or online curriculum of at least eight hours approved by the Department.
What the source says
“shall mean a classroom or online curriculum of driver safety training consisting of not less than eight (8) hours which has been approved by the Department.”
- Taking it online
Tennessee authorized accident prevention courses for older drivers to be offered online, subject to the approval of the commissioner of commerce and insurance.
What the source says
“authorizes accident prevention courses that qualify for premium rate reductions for older drivers to be offered online, subject to the approval of the commissioner of commerce and insurance.”
Tennessee General Assembly: Abstracts of Public Chapters, 2010, read October 7, 2026
- Certificate
The provider gives a certificate of completion to each student who completes the course.
What the source says
“A provider will issue a certificate of completion to each student who has successfully completed the Motor Vehicle Accident Prevention Course.”
- Who approves it
The Department of Safety's rules set up the system for applying for, approving and regulating Motor Vehicle Accident Prevention Courses.
What the source says
“To establish a system for the application, approval, regulation and standardization of Motor Vehicle Accident Prevention Courses by the Tennessee Department of Safety.”