Mature driversOnline allowed
Motor vehicle accident prevention course
Premium reduction for drivers 55 and older
Overseen by Rhode Island Division of Motor Vehicles
- What it does
Rhode Island auto insurance rates must provide a premium reduction for persons 55 and older who complete a motor vehicle accident prevention course approved by the Division of Motor Vehicles.
What the source says
“shall provide for a reduction in premium charges for those persons fifty-five (55) years of age and older who successfully complete a motor vehicle accident prevention course approved by the division of motor vehicles.”
R.I. Gen. Laws § 27-9-7.1, read October 7, 2026
- Taking it online
Courses may be approved that provide online courses, classroom or driving instruction, for a minimum number of hours set by the Division of Motor Vehicles.
What the source says
“Courses may be approved that provide for a form of instruction, including, but not limited to, online courses, classroom, or driving instruction for a minimum number of hours determined by the division of motor vehicles.”
R.I. Gen. Laws § 27-9-7.1, read October 7, 2026
- Certificate
A certificate is valid for two years from its issuance, provided the holder has had no chargeable accidents or convictions within a three-year period.
What the source says
“Any certificate issued shall be valid for a period of two (2) years from its issuance, provided the holder has had no chargeable accidents or convictions within a three-year (3) period.”
R.I. Gen. Laws § 27-9-7.1, read October 7, 2026