Motor vehicle crash prevention course
Insurance premium reduction
Overseen by North Dakota Highway Patrol (superintendent)
- Who can take it
North Dakota residents can take an online or classroom course and receive a certificate to give their insurance company for a possible premium reduction.
What the source says
“Residents can take an online or classroom course and upon successful completion, be given a certificate which they can provide to their insurance company for possible premium reduction.”
Insurance Premium Reduction Courses - North Dakota Highway Patrol, read October 7, 2026
- Course length
The curriculum for a motor vehicle crash prevention course must have at least four hours of instruction.
What the source says
“The curriculum for a course in motor vehicle crash prevention must consist of a minimum of four hours of instruction”
North Dakota Administrative Code 38-08-02-01, Hours of instruction, read October 7, 2026
- Taking it online
The Highway Patrol reviews the application to decide whether all requirements are met, and courses can be offered in the classroom or online.
What the source says
“NDHP will review the course offering application and determine if all requirements are met. Courses can be offered in the classroom or online.”
Insurance Premium Reduction Courses - North Dakota Highway Patrol, read October 7, 2026
The Highway Patrol publishes the online courses it has approved, with approval running through August 31, 2027 unless otherwise noted.
What the source says
“These online courses have been approved by NDHP through Aug. 31, 2027, unless otherwise noted.”
Insurance Premium Reduction Online Courses - North Dakota Highway Patrol, read October 7, 2026
- Who approves it
The course must be approved by the superintendent of the state highway patrol, and the course sponsor gives each successful participant the certificate that is the basis for the insurance discount.
What the source says
“The course must be approved by the superintendent of the state highway patrol. The course sponsor shall provide each successful participant a certificate that is the basis for the insurance discount.”
North Dakota Century Code 26.1-25-04.1, Premium reduction for accident prevention course completion, read October 7, 2026